Starting amount
₹10K
Imagine you have ₹10,000 available.
Instead of treating it as one block of money,
give each part a specific job.
₹4,000 + ₹2,500 + ₹2,000 + ₹1,500
= ₹10,000
One possible allocation
100% / ₹10,000
Emergency
Money kept available for unexpected needs
₹4,000
Investing
Money assigned to a longer-term goal
₹2,500
Planned
Money already assigned to a known expense
₹2,000
Flexible
Money available for discretionary spending
₹1,500
Illustration only. Your own allocation depends on income,
expenses, goals, debt and emergency needs.